Terms and Conditions

Welcome to UniexBank! These terms and conditions govern your use of our website and online banking services. By accessing or using our website, you agree to abide by these terms and conditions. If you do not agree with any part of these terms, please do not use our website.

1. Acceptance of Terms

By accessing or using UniexBank, you agree to be bound by these terms and conditions. We reserve the right to update, modify, or replace any part of these terms at any time. Your continued use of the website after any such changes constitutes acceptance of the new terms.

2. Use of Website

You agree to use our website only for lawful purposes and in accordance with these terms and conditions. You are prohibited from using our website:

• In any way that violates any applicable law or regulation.
• To transmit any harmful or malicious code.
• To collect or track the personal information of others.
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website.

3. Online Banking

Access to online banking services is provided to customers who have enrolled in our online banking program. By enrolling in online banking, you agree to abide by the terms and conditions set forth in our Online Banking Agreement.

4. Intellectual Property

All content on this website, including text, graphics, logos, button icons, images, audio clips, and software, is the property of UniexBank or its content suppliers and is protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute any content from this website without prior written permission from UniexBank.

5. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and disclose information about you when you use our website and online banking services.

6. Limitation of Liability

In no event shall UniexBank, its affiliates, or their respective officers, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of or inability to use our website or online banking services.

7. Currency Loss

You acknowledge that UniexBank is not responsible for any currency loss, including but not limited to loss due to hacking, unauthorized access, or fraudulent activities.

8. Governing Law

These terms and conditions shall be governed by and construed in accordance with the laws , without regard to its conflict of law principles.

9. Contact Us

If you have any questions about these terms and conditions, please contact us.

By using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

Privacy Policy

This Privacy Policy describes how UniexBank collects, uses, and discloses information that we collect from users of our website and online banking services.

1. Information We Collect

We may collect personal information from you when you visit our website or use our online banking services. The types of personal information we may collect include:

• Name
• Contact information (e.g., address, email address, phone number)
• Account information (e.g., account number, transaction history)
• Login credentials for online banking
• Demographic information (e.g., age, gender)
• Financial information (e.g., income, assets)

We may also collect non-personal information such as IP address, browser type, operating system, and browsing behavior.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and improve our website and online banking services
• To personalize your experience
• To communicate with you about your account or our products and services
• To detect and prevent fraud and unauthorized access
• To comply with legal and regulatory requirements

3. How We Disclose Your Information

We may disclose your personal information to third parties in the following circumstances:

• With your consent
• To our affiliates, service providers, and business partners who assist us in providing our services
• To comply with legal obligations or respond to lawful requests from government authorities
• In connection with a merger, acquisition, or sale of assets

We do not sell or rent your personal information to third parties for marketing purposes.

4. Data Security

We take reasonable measures to protect the security of your personal information and prevent unauthorized access, disclosure, or alteration. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Third-Party Links

Our website may contain links to third-party websites that are not controlled or operated by us. We are not responsible for the privacy practices or content of these third-party websites. We encourage you to review the privacy policies of these websites before providing any personal information.

6. Children's Privacy

Our website and online banking services are not intended for children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us to request deletion.

7. Updates to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page. We encourage you to review this Privacy Policy periodically for any changes.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us.

By using our website and online banking services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.